Understanding Credit Scores

It’s a question that pops up frequently when you’re searching for a loan: What is your credit score? Even if you know your score, you may not know how it is calculated and what factors influence it. Take control of that magic number by learning how credit scores work and what you can do to […]

Using Your Tax Refund to Eliminate Debt

When springtime rolls around, some people see flowers and some see dollar signs, in the form of a nice tax refund check from Uncle Sam. Before you go on a shopping spree, consider using that extra cash to strengthen your financial footing by eliminating debt. You’ll save money in the long run by avoiding prolonged […]

Direct Lender vs. Matcher: What’s the Difference?

When searching for a payday loan, you can encounter a lot of new terminology. One thing you’ll notice when comparing lenders is that some are direct lenders, while others are called matchers, brokers or agents. But what’s the difference? And more importantly, why should you care? Both types of payday lenders offer different services designed […]

Why Using APR to Compare Payday Loan Terms Can Be Misleading

The Annual Percentage Rate (or APR) turns a monthly interest rate into an annual rate to help borrowers compare different types of loans. Using APR can help determine which loan has a lower overall interest rate, especially when it contains a low introductory rate that rises after a certain amount of time. However, APR does […]

Money Management Tips

The basic cause to all debt related problems is the inappropriate handling of finances. In order to avoid debt-like situations, you need to know about the effective ways to manage your finances. We have formulated a list of useful suggestions below. Debt Management In the times of economic difficulties, loads of people are facing debt […]

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